604 W Main ST, Urbana, IL 61801 – MLS#12174072

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604 W Main ST Urbana, IL 61801

Active

UPDATED:

$ 324,900

604 W Main ST Urbana, IL 61801

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REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.

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Andis Combi

info@rogleaders.com +1(773) 808-6240

IL > Urbana

REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.

In-PersonVirtual Tour

Andis Combi

info@rogleaders.com +1(773) 808-6240

$ 324,900

Est. payment | -/mo

6 Beds

6 Baths

2,680 SqFt

Save

$ 324,900

Est. payment | -/mo

Save

6 Beds

6 Baths

2,680 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single

Listing Status Active

Purchase Type For Sale

Square Footage 2,680 sqft

Price per Sqft $121

MLS Listing ID 12174072

Style American 4-Sq.

Bedrooms 6

Full Baths 6

Year Built 1890

Annual Tax Amount $9,371

Tax Year 2023

Lot Dimensions 68X144X62X156

Property Description

This is currently an active investment property with six units. The property has been maintained and is current with the City of Urbana inspections. The Property's rent is over 31k per year. Located just 3 blocks from the edge of campus this is an opportunity for income-producing property or a combination of your personal apartment/residence with the ability to countervail your living expenses while building equity. This home is near vibrant Downtown Urbana and also very close to the East edge of the University of Illinois Campus.

Location

State IL

County Champaign

Area Urbana

Rooms

Basement Partial

Interior

Heating Natural Gas, Electric

Cooling Window/Wall Units - 3+

Fireplaces Number 1

Fireplace Y

Laundry Common Area

Exterior

Community Features Park, Curbs, Sidewalks, Street Lights, Street Paved

Waterfront false

Roof Type Asphalt

Building

Dwelling Type Detached Single

Sewer Public Sewer

Water Public

New Construction false

Schools

Elementary Schools Leal Elementary School

Middle Schools Urbana High School

High Schools Urbana High School

School District 116 , 116, 116

Others

HOA Fee Include None

Ownership Fee Simple

Special Listing Condition None

Listed by Tim Hoss Jr. • RE/MAX Choice

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Mortgage values are calculated by Lofty and are for illustration purposes only, accuracy is not guaranteed.

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604 W Main ST

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Real Estate News, Tips & How-To Articles

How To Get Your House Ready To Sell in 2025

Some HighlightsIf you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start?Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want.If your goal is to sell your house next year, connect with an agent so you know what to start working on now.
Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many new programs have been added in the last year, according to data from Down Payment Resource:More Programs, More Opportunities for YouSo, what does this increase mean for you? With more programs available, there’s a higher likelihood that one of them could help you reach your homeownership goals. And these programs aren’t small-scale help either – the benefits can go a long way toward covering a chunk of your costs. As Rob Chrane, Founder and CEO of Down Payment Resource, shares:“We are pleased to see a growing number of these programs, and think they are becoming a targeted way to help first-time and first-generation homebuyers struggling to save for a down payment get into a home they can afford. Our data shows the average DPA benefit is roughly $17,000. That can be a nice jump-start for saving for a down payment and other costs of homeownership.”Imagine being able to qualify for $17,000 toward your down payment—that’s a big boost, especially if you’re looking to buy your first home. With that level of help, buying a home may be more within reach than you think.But it’s worth calling out that the growth in DPA options isn’t just focused on first-time and first-generation buyers. Many of the new programs are also aimed at supporting affordable housing initiatives, which include manufactured and multi-family homes. This means that more people, and a wider variety of home types, can qualify for down payment assistance, making it easier for you to find an option that fits your needs.Talk to a Real Estate Expert About What’s Available for YouWith so many DPA programs out there, you need to make sure you’re finding the right one for you. That’s why it’s key to lean on your real estate and lending professionals for guidance. The Mortgage Reports says:“The best way to find down payment assistance programs for which you qualify is to speak with your loan officer or broker. They should know about local grants and loan programs that can help you out.”Your loan officer or real estate agent will know what’s available in your area and can point you toward programs that align with your goals.Bottom LineWith more down payment assistance programs than ever before, now’s a great time to explore how these options can help on your homebuying journey. Connect with a team of expert advisors to see which DPA programs could be a fit for you.
What’s Behind Today’s Mortgage Rate Volatility?

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you.The Market’s Reaction to the ElectionA significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who won, but also to the economic policies they are expected to implement. And when it comes to what’s been happening with mortgage rates over the past couple of weeks, as the National Association of Home Builders (NAHB) says:“. . . the primary reason interest rates have been on the rise pertains to the uncertainty surrounding the presidential election. Although the election is now complete, there continue to be growing concerns over budget deficits.”In the short term, this anticipation has caused a slight uptick in mortgage rates as the markets adjust and react. Additionally, factors like international tensions, supply chain disruptions, and trade policies can drive investor sentiment, causing them to seek safer assets like bonds, which can indirectly impact mortgage rates. Essentially, the more global or domestic uncertainty, the greater the chance that mortgage rates may shift.The Economy and the Federal ReserveInflation and unemployment are two other big drivers of mortgage rates. The Federal Reserve (the Fed) has been working to bring inflation under control, and has been closely monitoring the economy as they do. And as long as inflation continues to moderate and the job market shows signs of maximum employment, the Fed will continue its plans to cut the Federal Funds Rate.Although the Fed doesn’t set mortgage rates, their decisions do have an impact, and typically a cut leads to a mortgage rates response. And in their November 6-7th meeting, the Fed had the data they needed to make another cut to the Federal Funds Rate. And while that decision was expected and much of the mortgage rate movement happened prior to that meeting, there was a slight dip in rates.What To Expect in the Coming MonthsAs we look ahead, mortgage rates will respond to changes in the Fed’s policies and other economic indicators. The markets will likely remain in a wait-and-see mode, reacting to each new development. And, with the transition of a new administration comes an element of unpredictability. A recent article from The Mortgage Reports explains:“Today’s economic indicators come with mixed pressures on mortgage rates and we’re likely to be in for a good amount of volatility as markets adjust and respond to the election . . .”The best way to navigate this landscape is to have a team of real estate experts by your side. Professionals will help you understand what’s happening and can provide you with the guidance you need to make informed housing market decisions along the way.Bottom LineThe takeaway? Today’s mortgage rate volatility is going to continue to be driven by economic factors and political changes.Now is the time to lean on experienced professionals. A trusted real estate agent and mortgage lender can help you navigate through it. And with the right guidance, you can make informed decisions.

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Realty ONE Group Leaders

Andis Combi License ID: 475.192154

+1(773) 808-6240 info@rogleaders.com

6240 W Belmont Ave, Chicago, IL, 60634, United States

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