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895 Millcreek CIR Elgin, IL 60123

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UPDATED:

$ 304,900

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REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.

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Andis Combi

info@rogleaders.com +1(773) 808-6240

IL > Elgin

REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.

In-PersonVirtual Tour

Andis Combi

info@rogleaders.com +1(773) 808-6240

$ 304,900

Est. payment | -/mo

2 Beds

2 Baths

1,500 SqFt

Save

$ 304,900

Est. payment | -/mo

Save

2 Beds

2 Baths

1,500 SqFt

Key Details

Property Type Townhouse, Multi-Family

Sub Type Townhouse-2 Story,Split Level

Listing Status Active

Purchase Type For Sale

Square Footage 1,500 sqft

Price per Sqft $203

MLS Listing ID 12201328

Bedrooms 2

Full Baths 2

HOA Fees $270/mo

Year Built 1993

Annual Tax Amount $4,675

Tax Year 2023

Lot Dimensions 1821

Property Description

Updated Townhome in Elgin! Welcome Home! Kitchen with all stainless-steel appliances. Beautifully refinished hardwood floors, carpet and freshly painted throughout! Finished lower level with additional bedroom. Enjoy your Living Room fireplace. Attached 2 car garage. This is a must see! Close to all accommodations including schools, parks, shops, restaurants and more!

Location

State IL

County Kane

Area Elgin

Rooms

Basement None

Interior

Heating Natural Gas, Forced Air

Cooling Central Air

Fireplace N

Appliance Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s)

Exterior

Garage Attached

Garage Spaces 2.0

Waterfront false

Building

Dwelling Type Attached Single

Story 2

Sewer Public Sewer

Water Public

New Construction false

Schools

School District 46 , 46, 46

Others

HOA Fee Include Insurance,Exterior Maintenance,Lawn Care,Snow Removal

Ownership Fee Simple w/ HO Assn.

Special Listing Condition None

Pets Description Cats OK, Dogs OK, Number Limit

Listed by Christopher Lobrillo • Grandview Realty, LLC

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895 Millcreek CIR

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Real Estate News, Tips & How-To Articles

Avoid These Top Homebuyer Mistakes in Today’s Market

No one likes making mistakes, especially when they happen in what’s likely the biggest transaction of your life – buying a home.That’s why partnering with a trusted agent is so important. Here’s a sneak peek at the most common missteps buyers are making in today’s market and how a great agent will help you steer clear of each one.Trying To Time the MarketMany buyers are trying to time the market by waiting for home prices or mortgage rates to drop. This can be a really risky strategy because there’s so much at play that can have an impact on those things. As Elijah de la Campa, Senior Economist at Redfin, says:“My advice for buyers is don’t try to time the market. There are a lot of swing factors, like the upcoming jobs report and the presidential election, that could cause the housing market to take unexpected twists and turns. If you find a house you love and can afford to buy it, now’s not a bad time.”Buying More House Than You Can Afford If you’re tempted to stretch your budget a bit further than you should, you’re not alone. A number of buyers are making this mistake right now.But the truth is, it’s actually really important to avoid overextending your budget, especially when other housing expenses like home insurance and taxes are on the rise. You want to talk to the pros to make sure you understand what’ll really work for you. Bankrate offers this advice:“Focus on what monthly payment you can afford rather than fixating on the maximum loan amount you qualify for. Just because you can qualify for a $300,000 loan doesn’t mean you can comfortably handle the monthly payments that come with it along with your other financial obligations.” Missing Out on Assistance Programs That Can Help Saving up for the upfront costs of homeownership takes some careful planning. You’ve got to think about your closing costs, down payment, and more. And if you don’t work with a team of experienced professionals, you could miss out on programs out there that can make a big difference for you. This is happening more than you realize.According to Realtor.com, almost 80% of first-time buyers qualify for down payment assistance – but only 13% actually take advantage of those programs. So, talk to a lender about your options. Whether you’re buying your first house or your fifth, there may be a program that can help.Not Leaning on the Expertise of a ProThis last one may be the most important of all. The very best way to avoid making a mistake that’s going to cost you is to lean on a pro. With the right team of experts, you can easily dodge these missteps.Bottom LineThe good news is you don’t have to deal with any of these headaches. Connect with a local real estate agent so you have a pro on your side who can help you avoid these costly mistakes.
Why Home Sales Bounce Back After Presidential Elections

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.Election Years Bring a Temporary SlowdownIn any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day (see graph below):Why? Uncertainty. Many consumers hold off on making major decisions or purchases while they wait to see how the election will play out. It’s a pattern that’s shown up time and time again, and it's particularly apparent for buyers and sellers in the housing market.This year is no different. A recent survey from Redfin found that 23% of potential first-time homebuyers said they’re waiting until after the election to buy. That’s nearly a quarter of first-time buyers hitting the pause button, likely due to the same feelings of uncertainty.Home Sales Bounce Back After the ElectionThe good news is these delayed sales aren’t lost forever—they’re just postponed. History shows sales tend to rebound after the election is over. In fact, home sales have actually increased 82% of the time in the year after the election (see chart below):That’s because once the election dust settles, buyers and sellers have a sense of what’s ahead and generally feel more confident moving forward with their decisions. And that leads to a boost in home sales.What To Expect in 2025If history is any indicator, that means more homes will sell next year. And based on the latest forecasts, that’s exactly what you should expect. As the graph below shows, the housing market is on pace to sell a total of 4.6 million homes this year, and projections are for 5.2 million total sales next year (see graph below):And that aligns with the typical pattern of post-election rebounds.So, while it might feel like the market is slowing down right now, it’s more of a temporary dip rather than a long-term trend. As has been the case before, once the election uncertainty passes, buyers and sellers will return to the market.Bottom LineIt's important to remember that while election years often bring a short-term slowdown in the housing market, the pause is usually temporary. Those sales are not lost. Data shows home sales typically increase the year after a Presidential election, and current forecasts indicate 2025 will be no different. If you’re waiting for a clearer picture before making a move, just know that the market is expected to pick up speed in the months ahead.
Why Your House Will Shine in Today’s Market

Even though there are more homes available for sale than there were at this time last year, there are still more buyers than there are houses to choose from. So, know that if you’ve got moving on your mind, your house can really stand out.There are several key reasons why there aren’t enough homes to go around and understanding them will help you see why the market is working in your favor if you’re ready to make a move.What’s Causing the Shortage?1. Underproduction of Homes: For years, the industry hasn’t built enough homes to keep up with demand. As Zillow explains:“In 2022, 1.4 million homes were built — at the time, the best year for home construction since the early stages of the Great Recession. However, the number of U.S. families increased by 1.8 million that year, meaning the country did not even build enough to make a place for the new families, let alone begin chipping away at the deficit that has hampered housing affordability for more than a decade.”2. Rising Costs: Building materials, labor shortages, and supply chain disruptions caused by the pandemic have all made it harder and more expensive to build homes. This can either limit or stop new home construction in some areas.3. Regional Imbalances: Some markets are more affected by the shortage of homes than others. Popular and more desirable areas have more people moving in faster than new homes can be built. The number of new building permits issued doesn’t always keep pace with job growth in these regions, and that leads to even tighter markets and higher prices.How Big Is the Problem?According to estimates from Real Estate News, the U.S. is facing a housing shortfall of roughly 3.3 million homes, based on an average of several expert insights (see graph below):This shows there’s a significant number of homes that need to be built just to meet current demand from buyers. But what about future demand?According to John Burns Research and Consulting (JBREC), over the next 10 years, the U.S. will need about 18 million new homes to meet projected demand, including homes for new households, second homes, and replacements for aging or unusable homes.So, even though more homes are on the market compared to last year, there still aren’t enough of them to go around. This is where you can really win if you’re ready to sell your house.What You Need To RememberIf you’re thinking about selling, the shortage of homes for sale means your house is likely to get some serious attention from buyers. It’ll take years to climb out of this inventory deficit, and the market is still very tight. So, when buyers are competing for relatively few homes like they are right now, that creates more interest in the houses that are on the market, putting upward pressure on prices and ultimately working in your favor.And since every market is different, it’s important to work with a real estate agent who understands local trends. They can help you price your house right and create a strategy to attract the right buyers.Bottom LineWhile there are more homes for sale than there were at this time last year, there’s still a shortage overall. And this puts you in the driver’s seat as a seller. Reach out to a trusted real estate agent who can help you take advantage of today’s market.

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Realty ONE Group Leaders

Andis Combi License ID: 475.192154

+1(773) 808-6240 info@rogleaders.com

6240 W Belmont Ave, Chicago, IL, 60634, United States

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895 Millcreek CIR Elgin, IL 60123

Andis Combi

Andis Combi

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

MORTGAGE CALCULATOR

We would love to talk to you about this property

895 Millcreek CIR

GET MORE INFORMATION

Real Estate News, Tips & How-To Articles

Avoid These Top Homebuyer Mistakes in Today’s Market

Why Home Sales Bounce Back After Presidential Elections

Why Your House Will Shine in Today’s Market